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| Fall 2008 |
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FINANCE CLASSES
Money Smart Kids NEW!
Give the ultimate gift to your kids and grandkids - the gift of financial security. In this seminar, learn why you should be concerned about your children’s financial well-being, what to do about it and how to do it. Register a guest at no cost in Class #49014
Instructor: Chris Kulpinski
Subject: Cont_ed Course #100-30034
| Class #49013 |
Oct 23 |
6:30 - 8:30pm |
| Fee: $29 |
1 Thursday |
J140 |
Evaluating and Selecting
a Financial Advisor
Arm yourself with the ability to interview, evaluate and select a competent financial advisor. Learn about compensation methods, titles, licenses and designations and why they are critical to your financial success. Receive a checklist you can use to evaluate any advisor. Register a guest at no cost in Class #43561.
Instructor: J Schwartz
Subject: Cont_ed Course #100-30019
| Class #43497 |
Sep 16
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6:30 - 8:30pm |
| Fee: $29 |
1 Tuesday |
M231 |
Strategies for Growing
and Hatching Your Nest Egg
If you’re looking for sound strategies to grow your existing nest egg as well as strategies to hatch that nest egg once you retire, you’ll find this course invaluable. Based on academic research, not Wall Street hype, this course is taught by two highly qualified professionals. Register a guest at no cost in Class #49016.
Instructors: Ned Phillips, PhD and
Charles Sandoval, ChFBC
Subject: Cont_ed Course #100-30033
Class #49015
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Oct 18 - Nov 1 |
9am - 12pm |
| Fee: $59 |
3 Saturdays |
J137 |
Attention Boomers!
Are You Prepared for Retirement?
What plan do you have if you live 30 years past the day you retire? Will you have enough money to maintain a secure, independent and enjoyable lifestyle? If you are wondering whether you’ll be able to retire when you want, and the way you want, this course is for you! Register a guest at no cost in Class #43351.
Instructor: Patrick Bertenshaw
Subject: Cont_ed Course #100-30016
| Class #43349 |
Oct 1
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6 - 8pm |
| Fee: $299 |
1 Wednesday |
M201 |
Mutual Funds
Start with the basics of mutual funds and then move into advanced aspects. Learn how to select funds, how to understand true costs, how to measure risk, and how to put a portfolio together. Strategies, down-market investing, ratings, prospectus reviews, ROTH, SEP, IRA concepts with funds, taxation, and other important aspects will be discussed. Register a guest at no cost in Class #43557.
Instructor: John Larsen
Subject: Cont_ed Course #100-30005
| Class #43491 |
Sep 10 - 17 |
7-9pm |
| Fee: $49 |
2 Wednesdays |
KSC 212 |
Smart Women Can Finish Rich
Women can be vulnerable to financial problems when you consider the statistics indicating they live 12-18 years longer than their husbands. In addition, women are making the decision that ‘a man is not a financial plan.’ Learn how vital it is to get your finances in order and how to take maximum advantage of wealth-creating ideas. Register a guest at no cost in Class #48734.
Instructor: John Larsen
Subject: Cont_ed Course #100-30010
| Class #48733 |
Oct 8 - 15
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7 - 9pm |
| Fee: $49 |
2 Wednesdays |
KSC212 |
Fundamentals & Analysis of Stocks
Learn to construct an investment portfolio. We’ll cover various investment theories used in selecting stocks and other securities. Information will benefit those who own or plan to own stocks or stock mutual funds. This course is not designed for day traders. Fee includes all materials. Register a guest at no cost in Class #43559.
Instructor: John Larsen
Subject: Cont_ed Course #100-30006
| Class #43493 |
Nov 5 - 12 |
7 - 9pm |
| Fee: $49 |
2 Wednesdays |
TBA |
Financial Issues of Divorce
Even if a settlement looks equitable, the outcome can be very inequitable. All assets are not created equal. Identification of future cash flow or consumption of assets is vital to maintaining your quality of life. Understand the tax impact of spousal maintenance and child support and protect your financial security BEFORE signing papers.
Instructor: James Schwartz
Subject: Cont_ed Course #100-30018
| Class #43495 |
Sep 9
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6:30 - 9pm |
| Fee: $35 |
1 Tuesday |
F131 |
Financial Blunders:
Lessons We Never Learn
In 90 minutes you can learn essential monetary facts that will keep you from making common financial blunders. Learn:
how to deal with stocks and stock options
how to protect assets in a plunging market
how to understand bank savings, opportunities and market risks
how to avoid retirement plan loss and
how to avoid strangers from becoming
guardians of your kids.
Register a guest at no cost in #49018.
Instructor: Jerry Guttman
Subject: Cont_ed Course #100-30026
| Class #49017 |
Sep 11 |
6:30-8pm |
| Fee: $25 |
1 Thursday |
K109 |
Legal Lessons for Life
At different points of your life you will need to make informed legal decisions. Learn the best way to hold the title to your home and protect it from creditors. Understand the Uniform Gift to Minors Act - does it hurt or help your children? You will also learn how to select guardians for your children; use a living trust to eliminate probate delays, costs and legal fees; and minimize your estate tax exemptions. Register a guest at no cost in #49020.
Instructor: Jerry Guttman
Subject: Cont_ed Course #100-30030
| Class #49019 |
Oct 16 |
6:30-8pm |
| Fee: $25 |
1 Thursday |
M223 |
Tax Planning
This course will help you better understand how tax returns work and where taxes come from. This course will also help you identify ways to reduce tax on income and social security. Register a guest at no cost in #49022.
Instructor: Jerry Guttman
Subject: Cont_ed Course #100-30027
| Class #49021 |
Oct 28
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6:30 - 8pm |
| Fee: $25 |
1 Tuesday |
M231 |
Asset Allocation
and Modern Portfolio Theory
Plan your investments against interest rates, inflation, and market risks. Learn how to put financial pieces all in one place, utilize asset allocation to plan to meet your short, mid and long term goals. Understand planning that will help your money outlive you. Register a guest at no cost in #49024.
Instructor: Jerry Guttman
Subject: Cont_ed Course #100-30029
| Class #49023 |
Nov 6 |
6:30 - 8pm |
| Fee: $25 |
1 Thursday |
J140 |
Successful Money Management
This popular class introduces you to the key concepts & practices of wise money management. Learn how to minimize taxes, maximize investment returns, and provide a secure future for you and your family. Register a guest at no additional cost.
Instructor: Bill Gold or Neal Thompson
Subject: Cont_ed Course #100-30002
| Class #43483 |
Sep 18 - Oct 2 |
6:30 - 9:30pm |
| Fee: $59 |
3 Thursdays |
CSHS Rm 303* |
Guest enrolls in #111-30002 #43551.
*Cactus Shadows High School is located in Cave Creek. Click here for a map.
Class#43485
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Oct 13 - 27 |
6:30 - 9:30pm |
| Fee: $59 |
3 Mondays |
M133 |
Guest enrolls in #111-30002 #43553
Class #49025
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Nov 1 - 15 |
9am - 12pm |
| Fee: $59 |
3 Saturdays |
J140 |
Guest enrolls in #111-30002 #49026
Protect Your Home
and Your Future NEW!
Over 100 mortgage companies have closed their doors since late 2006. The US stock market and markets around the world continue to strain under the sub prime mortgage crisis. Home values continue to decline. Foreclosures are at an all - time high and will continue to rise. How does all of this affect you, your home and your mortgage? Attend this class and learn the steps you should take now to protect your home and financial future. Register a guest at no cost in #49028
Instructor: Samuel Melvin
Subject: Cont_ed Course #100-30036
| Class #49027 |
Oct 8 |
5:30-7pm |
| Fee: $25 |
1 Wed |
M201 |
The Ins and Outs
of Reverse Mortgages NEW!
With a growing population of older Americans, reverse mortgages have become a viable option for homeowners as part of their retirement plan. Learn the basic features of the reverse mortgage: how it works, the differences between regular and reverse mortgages, common questions, common uses and common myths of reverse mortgages. Find out how the FHA-insured reverse mortgage can enhance your retirement plan. Register a guest at no cost in #49030.
Instructor: Samuel Melvin
Subject: Cont_ed Course #100-30035
| Class #49029 |
Oct 8 |
7:15-8:30pm |
| Fee: $25 |
1 Wed |
M201 |
Building Your Financial
Portfolio on $25 a Month
Based on the book, learn how to safely turn $25/month into $100,000 in 10 years! In easy to understand language, learn how to find safe and secure investments; how to invest without a broker; why picking individual stocks is safer than mutual funds; and much more. Optional text is available in class for $15.
Instructor: Bobbie Christensen
Subject: Cont_ed Course #100-30001
| Class #43487 |
Nov 6 |
6:30 - 9:30pm |
| Fee: $35 |
1 Thursday |
M226 |
Perfect Credit - How to Get It, Keep It & Protect It NEW!
In today’s credit driven society, your credit score means everything. Whether you’re buying a home or car, or simply applying for a job, your credit rating tells a great deal about you. What is my credit score? What affects my credit score? How do the big banks and others view me? Maybe you’ve never had credit before and want to get it established. Perhaps you’ve come out of a major life change (bankruptcy, divorce, foreclosure, etc.) and you need to start over. Or maybe you want to just make your credit better than what it is. This class is just for you. Having reviewed thousands of credit reports, we will guide you through the in’s and out’s of the credit maze and guide you on the pathway to Perfect Credit.
Instructor: Samuel Melvin
Subject: Cont_ed Course #100-30038
| Class #49031 |
Sep 10 |
5:30-7pm |
| Fee: $25 |
1 Wednesday |
M201 |
| Class #49032 |
Oct 22 |
5:30 - 7pm |
| Fee: $25 |
1 Wednesday |
M201 |
Eliminating Credit Card Debt NEW!
If you are in the credit card debt trap, this course is for you! Learn alarming statistics about credit card debt, facts about zero-percent offers, the negative impact one late payment has on your credit card accounts and how that affects your wallet. You’ll also learn the key signs to recognizing when you are in too deep and how to maximize cash flow using home equity. Students receive a step-by-step plan on how to pay off credit card debt.
Instructor: Samuel Melvin
Subject: Cont_ed Course #100-30037
| Class #49033 |
Sep 10 |
7:15 - 8:45pm |
| Fee: $25 |
1 Wednesday |
M201 |
| Class #49034 |
Oct 22 |
7:15-8:45pm |
| Fee: $25 |
1 Wednesday |
M201 |
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